![Attendees at the Farm Business Education Conference will learn about how to develop a business plan for their farming operation and receive tips from Agricultural lenders about how to successfully obtain operating lines, real estate and farm loans and working capital funding.](https://secure.caes.uga.edu/news/multimedia/images/4209/moneyforweb.jpg)
Holiday Spending
The holiday shopping season starts earlier every year. Competition from online businesses is forcing brick-and-mortar retailers to open earlier and stay open longer. Before Thanksgiving dinner has been reduced to leftovers, shoppers will hit the stores in search of bargains.